Online Insurers seem to offer much lower pricing. These are some of the insurers featured in Straits Time on 30th Jan 2011.
Aviva - http://www.aviva.com.sg/car-insurance/index.html
CompareXpress - http://www.comparexpress.com/
DirectAsia - http://www.directasia.com/onlineinsurance/insurance-online.aspx
Insure2Give - http://www.insure2give.com/
Aviva doesn't seem to offer NCD protector.
I personally chose DirectAsia.
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