Monday, April 25, 2011

Cheapest Term Insurance - SAF Group Term Life Insurance

It is important to have sufficient insurance coverage. This SAF Group Term Life Insurance is one of the cheapest means to get death, TPD and partial accident coverage.






This plan is available to all nsmen (including police, scdf), their spouse, and children.

Global coverage. It covers all activities, not just those during ICT only. So it is relevant for our normal civilian life too.

Covers up to 70 years old.

Details can be found here. FAQ here.

Tuesday, April 5, 2011

Recommended Investment Management Companies

Recommended by my Prof for their low fees:
1) Vanguard
2) Fidelity
3) Schwab

The context of his recommendations is a discussion on diversification using plain vanilla index ETFs. He had been using these 3 investment houses for decades (yes, he is an old man).

Although not discussed, I think liquidity of the sponsored ETFs, as well low tracking errors played a part in his preference.
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